Rate

About Us

Ania Kozera and her team at Rate provide personalized mortgage solutions backed by innovative technology, a strong support team, and a wide range of traditional and portfolio loan programs.

We help clients get qualified with a soft credit pull and offer the ability to close in as little as 10 days for qualified borrowers. And when a traditional mortgage doesn’t fit, we look beyond the standard box — offering portfolio and alternative lending solutions for self-employed borrowers, investors, unique income situations, and clients who may not qualify through conventional channels.

Our approach is simple: understand the client’s goals, find the right solution, communicate every step of the way, and get it done.

Fast. Creative. Personal.

Relationships first. Mortgages second.